UAE banks cap total monthly debt at half of income and lend up to 80 percent for residents on a first property under AED 5M. The calculator applies both limits together, then adds transaction costs so the number you see is what you can actually transact at.
Market figures behind the defaults come from Dubai Land Department transaction records, Ejari registered rents and DXB Interact. Where a community has too few recorded transactions to be reliable, we say so rather than smoothing the number.